New Jersey · Home purchase

Best VA loan lenders in New Jersey

VA loans offer eligible veterans and service members zero down and no PMI. Lender experience with VA files varies widely. Across 30,072 VA home-purchase decisions statewide (2018–2025), lenders approved 88.2%. Here are the lenders that approve VA buyers most, and the county-by-county picture.

Statewide approval

88.2%

26,536 of 30,072

Denial rate

11.8%

3,536 denied

Decisions

30,072

2018–2025

Top VA lenders statewide

Lender	Approval	Decisions	Denied	Avg. rate spread
Greentree Mortgage Company, L.p. Gibbsboro, NJ	97.2%	640	18	+0.18 pp
Nation One Mortgage Corporatio Marlton, NJ	97.3%	370	10	+0.59 pp
Crosscountry Mortgage, Llc Cleveland, OH	95.2%	934	45	+0.06 pp
Nj Lenders Corp Little Falls, NJ	95.1%	329	16	-0.20 pp
Guaranteed Rate, Inc. Chicago, IL	94.0%	651	39	-0.22 pp
American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ	94.2%	502	29	+0.26 pp
Fairway Independent Mort Corp Madison, WI	94.3%	369	21	+0.14 pp
Advisors Mortgage Group, Llc Ocean, NJ	93.9%	445	27	+0.02 pp
United Wholesale Mortgage Pontiac, MI	92.0%	966	77	-0.32 pp
Weichert Financial Services Morris Plains, NJ	92.3%	417	32	+0.10 pp
Finance Of America Mortgage Llc Horsham, PA	92.2%	346	27	+0.22 pp
Caliber Home Loans, Inc. Fort Washington, PA	91.1%	503	45	+0.02 pp
Mortgage Research Center Columbia, MO	88.3%	6,055	709	+0.11 pp
Freedom Mortgage Corporation Boca Raton, FL	88.7%	344	39	-0.06 pp
Loandepot.com Llc Irvine, CA	87.0%	376	49	-0.03 pp

By county

Atlantic Bergen Burlington Camden Cape May Cumberland Essex Gloucester Hudson Hunterdon Mercer Middlesex Monmouth Morris Ocean Passaic Salem Somerset Sussex Union Warren

Other buyer situations

Best FHA lenders Best USDA lenders Best jumbo lenders Best lenders for high debt-to-income buyers Best low-down-payment lenders Best lenders for lower-income buyers Best investment-property lenders Best manufactured-home lenders

Source: CFPB HMDA data, 2018–2025. Methodology →