Best VA loan lenders in Cumberland County, NJ
VA loans offer eligible veterans and service members zero down and no PMI. Lender experience with VA files varies widely. Based on 782 VA home-purchase decisions in Cumberland County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For VA buyers in Cumberland County, lenders approved 87.9% — 2 points above the 86% all-buyer average in the county.
Top lenders for VA buyers in Cumberland County
Lenders with 25+ VA buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Nation One Mortgage Corporatio Marlton, NJ | 98.5% | 66 | 1 | +0.19 pp |
| Finance Of America Mortgage Llc Horsham, PA | 96.1% | 76 | 3 | +0.27 pp |
| Mortgage Research Center Columbia, MO | 83.5% | 182 | 30 | +0.20 pp |
| Greentree Mortgage Company, L.p. Gibbsboro, NJ | 92.0% | 25 | 2 | +0.27 pp |
| Usaa Federal Savings Bank San Antonio, TX | 80.5% | 41 | 8 | +0.08 pp |
| Navy Federal Credit Union Vienna, VA | 61.3% | 31 | 12 | -0.45 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, VA buyers in Cumberland County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →