New Jersey · Home purchase

Best VA loan lenders in Warren County, NJ

VA loans offer eligible veterans and service members zero down and no PMI. Lender experience with VA files varies widely. Based on 591 VA home-purchase decisions in Warren County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.

Va approval
87.3%
516 of 591
Denial rate
12.7%
75 denied
Decisions
591
2018–2025

For VA buyers in Warren County, lenders approved 87.3% — 2 points below the 89% all-buyer average in the county.

Top lenders for VA buyers in Warren County

Lenders with 25+ VA buyers decisions here, ranked by a sample-size-adjusted approval rate.

LenderApprovalDecisionsDeniedAvg. rate spread
Mortgage Research Center
Columbia, MO
90.0%15015+0.17 pp
Navy Federal Credit Union
Vienna, VA
87.9%334-0.40 pp
Usaa Federal Savings Bank
San Antonio, TX
74.4%4311+0.01 pp

Why VA buyers were denied here

Debt-to-income ratio39% of denialsCredit history25% of denialsIncomplete application17% of denialsCollateral (value/type)13% of denialsOther12% of denials

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Other buyer situations in Warren County

Best FHA lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest lenders for lower-income buyers

Best VA lenders in other NJ counties

AtlanticBergenBurlingtonCamdenCape MayCumberlandEssexGloucesterHudsonHunterdonMercerMiddlesexMonmouthMorrisOceanPassaicSalemSomersetSussexUnion

Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, VA buyers in Warren County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →