New Jersey · Home purchase
Best USDA lenders in New Jersey
USDA loans finance homes in eligible rural and semi-rural areas with no down payment. Few lenders do much USDA volume. Across 3,294 USDA home-purchase decisions statewide (2018–2025), lenders approved 87.5%. Here are the lenders that approve USDA buyers most, and the county-by-county picture.
Statewide approval
87.5%
2,882 of 3,294
Denial rate
12.5%
412 denied
Decisions
3,294
2018–2025
Top USDA lenders statewide
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Greentree Mortgage Company, L.p. Gibbsboro, NJ | 97.5% | 242 | 6 | +0.64 pp |
| Union Home Mortgage Corp. Strongsville, OH | 97.3% | 74 | 2 | +0.85 pp |
| Allied Mortgage Group, Inc Bala Cynwyd, PA | 96.1% | 103 | 4 | +0.73 pp |
| Absolute Home Mortgage Fairfield, NJ | 96.9% | 65 | 2 | +0.75 pp |
| Nfm, Inc Linthicum, MD | 96.8% | 62 | 2 | +0.67 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 93.8% | 160 | 10 | +0.78 pp |
| Evesham Mortgage, Llc Marlton, NJ | 95.3% | 64 | 3 | +0.70 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 92.5% | 107 | 8 | +0.60 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 91.2% | 159 | 14 | +0.64 pp |
| Nation One Mortgage Corporatio Marlton, NJ | 92.3% | 91 | 7 | +0.88 pp |
| Advisors Mortgage Group, Llc Ocean, NJ | 89.2% | 93 | 10 | +0.39 pp |
| Guaranteed Rate, Inc. Chicago, IL | 89.2% | 74 | 8 | +0.46 pp |
| American Financial Network, Inc. Brea, CA | 90.2% | 51 | 5 | +0.74 pp |
| Finance Of America Mortgage Llc Horsham, PA | 85.5% | 138 | 20 | +0.46 pp |
| Gateway First Bank Jenks, OK | 87.8% | 74 | 9 | +0.58 pp |
By county
Other buyer situations
Best FHA lendersBest VA lendersBest jumbo lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest lenders for lower-income buyersBest investment-property lendersBest manufactured-home lenders
Source: CFPB HMDA data, 2018–2025. Methodology →