Best USDA lenders in Ocean County, NJ
USDA loans finance homes in eligible rural and semi-rural areas with no down payment. Few lenders do much USDA volume. Based on 529 USDA home-purchase decisions in Ocean County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For USDA buyers in Ocean County, lenders approved 87.5% — 4 points below the 91% all-buyer average in the county.
Top lenders for USDA buyers in Ocean County
Lenders with 25+ USDA buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Equity Prime Mortgage Llc Atlanta, GA | 100.0% | 29 | 0 | +0.78 pp |
| Evesham Mortgage, Llc Marlton, NJ | 96.8% | 31 | 1 | +0.72 pp |
| Greentree Mortgage Company, L.p. Gibbsboro, NJ | 96.8% | 31 | 1 | +0.58 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 91.9% | 74 | 6 | +0.68 pp |
| Advisors Mortgage Group, Llc Ocean, NJ | 90.9% | 33 | 3 | +0.49 pp |
| Paramount Residential Mortgage Corona, CA | 81.6% | 38 | 7 | +0.63 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, USDA buyers in Ocean County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →