New Jersey · Home purchase

Best lenders for lower-income buyers in Burlington County, NJ

On a household income under $75,000, approval odds and lender choice shift. These lenders approve lower-income buyers most often. Based on 16,035 lower-income home-purchase decisions in Burlington County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.

Lenders for lower-income buyers approval
86.1%
13,808 of 16,035
Denial rate
13.9%
2,227 denied
Decisions
16,035
2018–2025

For lower-income buyers in Burlington County, lenders approved 86.1% — 5 points below the 91% all-buyer average in the county.

Top lenders for lower-income buyers in Burlington County

Lenders with 25+ lower-income buyers decisions here, ranked by a sample-size-adjusted approval rate.

LenderApprovalDecisionsDeniedAvg. rate spread
Greentree Mortgage Company, L.p.
Gibbsboro, NJ
97.7%70016+0.74 pp
Crosscountry Mortgage, Llc
Cleveland, OH
95.6%65629+0.64 pp
Nation One Mortgage Corporatio
Marlton, NJ
95.6%31814+1.32 pp
Trident Mortgage Company Lp
Devon, PA
94.3%46026+0.78 pp
Guaranteed Rate, Inc.
Chicago, IL
94.5%27415+0.46 pp
Fairway Independent Mort Corp
Madison, WI
93.1%44931+0.69 pp
Caliber Home Loans, Inc.
Fort Washington, PA
93.0%37026+0.72 pp
American Neighborhood Mortgage Acceptance Company
Mt. Laurel, NJ
92.3%38930+1.03 pp
Allied Mortgage Group, Inc
Bala Cynwyd, PA
92.1%39331+0.83 pp
Weichert Financial Services
Morris Plains, NJ
91.9%42234+0.65 pp
Republic First Bank
Philadelphia, PA
91.3%39334+0.71 pp
Absolute Home Mortgage
Fairfield, NJ
90.9%28626+0.73 pp
Gateway First Bank
Jenks, OK
89.8%39340+0.82 pp
United Wholesale Mortgage
Pontiac, MI
88.9%60567+0.44 pp
Finance Of America Mortgage Llc
Horsham, PA
89.4%35938+0.67 pp

Why lower-income buyers were denied here

Debt-to-income ratio47% of denialsCredit history22% of denialsCollateral (value/type)15% of denialsOther14% of denialsInsufficient cash to close11% of denials

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Other buyer situations in Burlington County

Best FHA lendersBest VA lendersBest USDA lendersBest jumbo lendersBest lenders for high debt-to-income buyersBest low-down-payment lendersBest investment-property lendersBest manufactured-home lenders

Best lenders for lower-income buyers in other NJ counties

AtlanticBergenCamdenCape MayCumberlandEssexGloucesterHudsonHunterdonMercerMiddlesexMonmouthMorrisOceanPassaicSalemSomersetSussexUnionWarren

Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, lower-income buyers in Burlington County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →