Best lenders for lower-income buyers in Gloucester County, NJ
On a household income under $75,000, approval odds and lender choice shift. These lenders approve lower-income buyers most often. Based on 11,183 lower-income home-purchase decisions in Gloucester County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For lower-income buyers in Gloucester County, lenders approved 87.8% — 4 points below the 92% all-buyer average in the county.
Top lenders for lower-income buyers in Gloucester County
Lenders with 25+ lower-income buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Greentree Mortgage Company, L.p. Gibbsboro, NJ | 97.3% | 1,149 | 31 | +0.76 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 97.1% | 442 | 13 | +0.88 pp |
| Trident Mortgage Company Lp Devon, PA | 96.5% | 371 | 13 | +0.82 pp |
| Nfm, Inc Linthicum, MD | 96.3% | 326 | 12 | +0.78 pp |
| Nation One Mortgage Corporatio Marlton, NJ | 95.6% | 550 | 24 | +1.36 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 94.8% | 560 | 29 | +0.92 pp |
| Allied Mortgage Group, Inc Bala Cynwyd, PA | 94.6% | 409 | 22 | +0.96 pp |
| Finance Of America Mortgage Llc Horsham, PA | 94.6% | 279 | 15 | +0.85 pp |
| 1ST Colonial Community Bank Collingswood, NJ | 95.0% | 181 | 9 | +0.69 pp |
| Guaranteed Rate, Inc. Chicago, IL | 93.0% | 187 | 13 | +0.55 pp |
| Weichert Financial Services Morris Plains, NJ | 93.3% | 165 | 11 | +0.73 pp |
| Freedom Mortgage Corporation Boca Raton, FL | 93.1% | 160 | 11 | +0.54 pp |
| Prosperity Home Mortgage, Llc Chantilly, VA | 91.8% | 231 | 19 | +0.55 pp |
| Republic First Bank Philadelphia, PA | 91.9% | 160 | 13 | +0.70 pp |
| Gateway First Bank Jenks, OK | 89.9% | 365 | 37 | +0.91 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, lower-income buyers in Gloucester County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →