Best lenders for low-down-payment buyers in Burlington County, NJ
Putting down less than 5% (a 95%+ loan-to-value) makes some lenders cautious. These are the ones that still approve low-down buyers. Based on 13,940 low-down-payment home-purchase decisions in Burlington County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For low-down-payment buyers in Burlington County, lenders approved 88.6% — 3 points below the 91% all-buyer average in the county.
Top lenders for low-down-payment buyers in Burlington County
Lenders with 25+ low-down-payment buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Greentree Mortgage Company, L.p. Gibbsboro, NJ | 97.7% | 649 | 15 | +0.86 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 97.0% | 674 | 20 | +0.74 pp |
| Nfm, Inc Linthicum, MD | 95.8% | 331 | 14 | +0.65 pp |
| Allied Mortgage Group, Inc Bala Cynwyd, PA | 93.9% | 396 | 24 | +0.97 pp |
| Fairway Independent Mort Corp Madison, WI | 93.8% | 420 | 26 | +0.73 pp |
| Guaranteed Rate, Inc. Chicago, IL | 94.3% | 282 | 16 | +0.57 pp |
| Trident Mortgage Company Lp Devon, PA | 94.1% | 307 | 18 | +1.01 pp |
| Absolute Home Mortgage Fairfield, NJ | 93.3% | 341 | 23 | +0.84 pp |
| Finance Of America Mortgage Llc Horsham, PA | 92.7% | 287 | 21 | +0.77 pp |
| American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 91.8% | 380 | 31 | +1.06 pp |
| Gateway First Bank Jenks, OK | 91.5% | 401 | 34 | +0.97 pp |
| Weichert Financial Services Morris Plains, NJ | 92.0% | 262 | 21 | +0.78 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 90.3% | 267 | 26 | +0.84 pp |
| United Wholesale Mortgage Pontiac, MI | 88.0% | 592 | 71 | +0.43 pp |
| Cmg Mortgage Inc San Ramon, IL | 89.7% | 232 | 24 | +0.75 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, low-down-payment buyers in Burlington County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →