Best jumbo mortgage lenders in Monmouth County, NJ
Loans above the conforming limit (jumbo) demand stronger files and are made by a narrower set of lenders. Here's who approves them. Based on 4,638 jumbo home-purchase decisions in Monmouth County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For jumbo buyers in Monmouth County, lenders approved 88.5% — 3 points below the 91% all-buyer average in the county.
Top lenders for jumbo buyers in Monmouth County
Lenders with 25+ jumbo buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Fm Home Loans Llc Brooklyn, NY | 100.0% | 65 | 0 | +0.82 pp |
| First Republic Bank San Francisco, CA | 100.0% | 57 | 0 | -0.50 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 97.9% | 97 | 2 | +0.42 pp |
| Morgan Stanley Private Bank Na Purchase, NY | 96.7% | 152 | 5 | -0.48 pp |
| Citibank, Na New York, NY | 95.2% | 186 | 9 | -0.64 pp |
| Toll Brothers Mortgage Company Fort Washington, PA | 94.7% | 132 | 7 | +0.01 pp |
| Bank Of America Na Westlake Village, CA | 92.4% | 369 | 28 | -0.47 pp |
| Ubs Bank Usa Salt Lake City, UT | 97.8% | 46 | 1 | -0.22 pp |
| Oceanfirst Bank Toms River, NJ | 92.2% | 180 | 14 | -0.18 pp |
| Santander Bank N.a. New York, NY | 94.7% | 76 | 4 | +0.11 pp |
| Valley National Bank Morristown, NJ | 93.9% | 66 | 4 | -0.05 pp |
| Investors Bank Iselin, NJ | 92.8% | 69 | 5 | -0.04 pp |
| Wells Fargo Bank Na Minneapolis, MN | 86.5% | 654 | 88 | -0.53 pp |
| Td Bank Mount Laurel, NJ | 88.7% | 204 | 23 | -0.09 pp |
| Jpmorgan Chase Bank, Na Columbus, OH | 85.7% | 349 | 50 | -0.25 pp |
Why jumbo buyers were denied here
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, jumbo buyers in Monmouth County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →