Best jumbo mortgage lenders in Bergen County, NJ
Loans above the conforming limit (jumbo) demand stronger files and are made by a narrower set of lenders. Here's who approves them. Based on 6,181 jumbo home-purchase decisions in Bergen County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For jumbo buyers in Bergen County, lenders approved 89.5% — 1 points below the 91% all-buyer average in the county.
Top lenders for jumbo buyers in Bergen County
Lenders with 25+ jumbo buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| First Republic Bank San Francisco, CA | 100.0% | 89 | 0 | -0.70 pp |
| Citibank, Na New York, NY | 94.9% | 370 | 19 | -0.72 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 96.2% | 105 | 4 | +0.38 pp |
| Morgan Stanley Private Bank Na Purchase, NY | 95.2% | 147 | 7 | -0.46 pp |
| Valley National Bank Morristown, NJ | 95.2% | 124 | 6 | -0.11 pp |
| Bank Of America Na Westlake Village, CA | 92.5% | 482 | 36 | -0.46 pp |
| Wells Fargo Bank Na Minneapolis, MN | 91.0% | 710 | 64 | -0.54 pp |
| Jpmorgan Chase Bank, Na Columbus, OH | 90.5% | 483 | 46 | -0.22 pp |
| Nj Lenders Corp Little Falls, NJ | 92.7% | 151 | 11 | +0.05 pp |
| Guaranteed Rate, Inc. Chicago, IL | 93.9% | 98 | 6 | -0.01 pp |
| Toll Brothers Mortgage Company Fort Washington, PA | 92.4% | 131 | 10 | -0.01 pp |
| Webster Bank, N.a. Stamford, CT | 92.5% | 120 | 9 | -0.06 pp |
| Fulton Bank, National Association Lancaster, PA | 93.3% | 89 | 6 | +0.13 pp |
| Loandepot.com Llc Irvine, CA | 91.8% | 110 | 9 | +0.07 pp |
| Td Bank Mount Laurel, NJ | 88.7% | 335 | 38 | -0.10 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, jumbo buyers in Bergen County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →