Best jumbo mortgage lenders in Mercer County, NJ
Loans above the conforming limit (jumbo) demand stronger files and are made by a narrower set of lenders. Here's who approves them. Based on 2,994 jumbo home-purchase decisions in Mercer County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For jumbo buyers in Mercer County, lenders approved 90.5% — 1 points above the 90% all-buyer average in the county.
Top lenders for jumbo buyers in Mercer County
Lenders with 25+ jumbo buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Citibank, Na New York, NY | 97.8% | 93 | 2 | -0.53 pp |
| Investors Bank Iselin, NJ | 96.8% | 93 | 3 | +0.03 pp |
| Columbia Bank Fair Lawn, NJ | 100.0% | 34 | 0 | -0.11 pp |
| Morgan Stanley Private Bank Na Purchase, NY | 100.0% | 33 | 0 | -0.45 pp |
| Td Bank Mount Laurel, NJ | 94.5% | 146 | 8 | -0.13 pp |
| Wells Fargo Bank Na Minneapolis, MN | 91.6% | 466 | 39 | -0.33 pp |
| Toll Brothers Mortgage Company Fort Washington, PA | 100.0% | 30 | 0 | -0.17 pp |
| Jpmorgan Chase Bank, Na Columbus, OH | 92.0% | 175 | 14 | -0.23 pp |
| Bank Of America Na Westlake Village, CA | 90.4% | 250 | 24 | -0.43 pp |
| Us Bank, N.a. Cincinnati, OH | 91.3% | 103 | 9 | -0.16 pp |
| Crosscountry Mortgage, Llc Cleveland, OH | 95.1% | 41 | 2 | +0.02 pp |
| Finance Of America Mortgage Llc Horsham, PA | 91.0% | 78 | 7 | +0.04 pp |
| Pnc Bank N.a. Pittsburgh, PA | 87.0% | 177 | 23 | -0.19 pp |
| Loandepot.com Llc Irvine, CA | 91.2% | 57 | 5 | +0.02 pp |
| Citizens Bank, Na Providence, RI | 89.3% | 56 | 6 | -0.09 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, jumbo buyers in Mercer County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →