The Mortgage Record
Lender report card · New Jersey

Success Mortgage Partners, Inc

Plymouth, MI · What the federal mortgage record shows about how Success Mortgage Partners, Inc treated New Jersey applicants, 2018–2025 — 1,965 reported decisions. This is historical behavior, not a prediction about your loan.

Approval rate
94.8%
1,863 approved
Denial rate
5.2%
102 denied
Decisions
1,965
2018–2025
Avg. rate spread
+0.61 pp
vs. market benchmark
94.8% approved
5.2% denied

Share of 1,965 New Jersey applications Success Mortgage Partners, Inc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.

Approval rate by loan type

Conventional96.5% of 1,318 · NJ 87%FHA90.9% of 541 · NJ 79%VA94.1% of 101 · NJ 80%

“NJ” = the statewide average approval rate for that loan type, for comparison.

Approval rate over time

87%89%91%93%95%97%90%95%96%93%94%96%96%2019202020212022202320242025

Pricing

Adjusting for its loan-type mix, Success Mortgage Partners, Inc’s rates ran +0.20 pp higher than the typical New Jersey lender (average rate spread +0.61 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.

Who Success Mortgage Partners, Inc approves

By income
Under $50k90.6% · 138$50–75k94.0% · 400$75–100k93.9% · 410$100–150k94.1% · 544$150–250k98.0% · 354$250k+99.2% · 118
By debt-to-income
Under 36%97.0% · 63936–43%96.7% · 49243–50%95.0% · 563Over 50%85.5% · 255
By down payment (LTV)
20%+ down96.4% · 94310–20% down97.0% · 2345–10% down94.8% · 2323–5% down91.9% · 393Under 3% down89.6% · 163

Why Success Mortgage Partners, Inc denied applications

Debt-to-income ratio33% of denialsOther24% of denialsInsufficient cash to close16% of denialsCredit history14% of denialsCollateral (value/type)14% of denialsEmployment history4% of denials

Where Success Mortgage Partners, Inc lends in NJ

CountyDecisionsApproval
Burlington County23295.3%
Camden County19892.4%
Cape May County17793.2%
Atlantic County14893.9%
Mercer County12692.1%
Morris County12195.0%
Ocean County11198.2%
Monmouth County104100.0%

Fees & closing costs

Median total loan costs
$8,187
home purchase
As % of loan
3.07%
NJ median 1.93%
Priced originations
1,127
with fee data

Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Success Mortgage Partners, Inc’s home-purchase originations — 1.14 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $560. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →

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Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Success Mortgage Partners, Inc (LEI 549300VMX06UV1F7NS76). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →