Sprout Mortgage, Llc
Port Lucie, FL · What the federal mortgage record shows about how Sprout Mortgage, Llc treated New Jersey applicants, 2018–2025 — 266 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 266 New Jersey applications Sprout Mortgage, Llc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Not enough data.
Pricing
Adjusting for its loan-type mix, Sprout Mortgage, Llc’s rates ran +1.33 pp higher than the typical New Jersey lender (average rate spread +1.55 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Sprout Mortgage, Llc approves
Why Sprout Mortgage, Llc denied applications
Where Sprout Mortgage, Llc lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Bergen County | 49 | 93.9% |
| Monmouth County | 38 | 94.7% |
| Ocean County | 25 | 88.0% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Sprout Mortgage, Llc’s home-purchase originations — about the 1.93% New Jersey median. Typical lender credit toward costs: $995. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Sprout Mortgage, Llc to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Sprout Mortgage, Llc (LEI 549300QLLCMT1VD4OD25). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →