Royal United Mortgage Llc
Indianapolis, IN · What the federal mortgage record shows about how Royal United Mortgage Llc treated New Jersey applicants, 2018–2025 — 1,302 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 1,302 New Jersey applications Royal United Mortgage Llc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Royal United Mortgage Llc’s rates ran +0.72 pp higher than the typical New Jersey lender (average rate spread +0.99 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Royal United Mortgage Llc approves
Why Royal United Mortgage Llc denied applications
Where Royal United Mortgage Llc lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Ocean County | 169 | 78.1% |
| Camden County | 132 | 70.5% |
| Burlington County | 127 | 74.8% |
| Gloucester County | 97 | 70.1% |
| Atlantic County | 85 | 56.5% |
| Monmouth County | 84 | 77.4% |
| Middlesex County | 65 | 75.4% |
| Mercer County | 60 | 66.7% |
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Royal United Mortgage Llc (LEI 549300UG7QXKM7KGV847). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →