Resicentral Llc
Larkspur, CA · What the federal mortgage record shows about how Resicentral Llc treated New Jersey applicants, 2018–2025 — 272 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 272 New Jersey applications Resicentral Llc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Resicentral Llc’s rates ran -0.01 pp in line with than the typical New Jersey lender (average rate spread +0.26 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Resicentral Llc approves
Why Resicentral Llc denied applications
Where Resicentral Llc lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Middlesex County | 50 | 92.0% |
| Bergen County | 36 | 94.4% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Resicentral Llc’s home-purchase originations — 0.67 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $5,397. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Resicentral Llc to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Resicentral Llc (LEI 549300323EON4W3CCM44). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →