Popular Bank
New York, NY · What the federal mortgage record shows about how Popular Bank treated New Jersey applicants, 2018–2025 — 272 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 272 New Jersey applications Popular Bank approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Popular Bank’s rates ran -0.22 pp lower than the typical New Jersey lender (average rate spread +0.01 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Popular Bank approves
Why Popular Bank denied applications
Where Popular Bank lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Bergen County | 54 | 61.1% |
| Hudson County | 50 | 52.0% |
| Union County | 38 | 78.9% |
| Middlesex County | 34 | 67.6% |
| Essex County | 30 | 70.0% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Popular Bank’s home-purchase originations — 0.84 points lower than the 1.93% New Jersey median. Typical lender credit toward costs: $1,026. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Popular Bank to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Popular Bank (LEI 549300E0WPRCJMXMUM09). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →