The Mortgage Record
Lender report card · New Jersey

Nationwide Equities Corporation

Park Ridge, NJ · What the federal mortgage record shows about how Nationwide Equities Corporation treated New Jersey applicants, 2018–2025 — 429 reported decisions. This is historical behavior, not a prediction about your loan.

Approval rate
94.2%
404 approved
Denial rate
5.8%
25 denied
Decisions
429
2018–2025
Avg. rate spread
+0.34 pp
vs. market benchmark
94.2% approved
5.8% denied

Share of 429 New Jersey applications Nationwide Equities Corporation approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.

Approval rate by loan type

Conventional96.3% of 347 · NJ 87%FHA85.2% of 81 · NJ 79%

“NJ” = the statewide average approval rate for that loan type, for comparison.

Approval rate over time

83%87%91%95%99%87%87%94%100%100%100%93%100%20182019202020212022202320242025

Pricing

Adjusting for its loan-type mix, Nationwide Equities Corporation’s rates ran -0.01 pp in line with than the typical New Jersey lender (average rate spread +0.34 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.

Who Nationwide Equities Corporation approves

By income
$50–75k91.2% · 68$75–100k93.8% · 81$100–150k95.1% · 103$150–250k97.7% · 87$250k+98.5% · 66
By debt-to-income
Under 36%96.7% · 12136–43%96.5% · 8643–50%96.1% · 128Over 50%80.4% · 46
By down payment (LTV)
20%+ down96.8% · 28110–20% down96.8% · 315–10% down88.9% · 273–5% down100.0% · 29

Why Nationwide Equities Corporation denied applications

Other32% of denialsCollateral (value/type)20% of denialsDebt-to-income ratio16% of denialsCredit history16% of denialsIncomplete application12% of denialsInsufficient cash to close4% of denials

Where Nationwide Equities Corporation lends in NJ

CountyDecisionsApproval
Ocean County22098.2%
Bergen County3894.7%
Monmouth County2588.0%

Fees & closing costs

Median total loan costs
$7,948
home purchase
As % of loan
2.33%
NJ median 1.93%
Priced originations
184
with fee data

Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Nationwide Equities Corporation’s home-purchase originations — 0.40 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $102. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →

Compare Nationwide Equities Corporation to other lenders for your profile

Enter your income, county, DTI and down payment to see who approves borrowers like you.

Open the approval tool →

Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Nationwide Equities Corporation (LEI 549300WH9FMXOC63ZV77). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →