Lender report card · New Jersey

Lakeview Community Capital

Coral Gables, FL · What the federal mortgage record shows about how Lakeview Community Capital treated New Jersey applicants, 2018–2025 — 724 reported decisions. This is historical behavior, not a prediction about your loan.

Approval rate
99.6%
721 approved
Denial rate
0.4%
3 denied
Decisions
724
2018–2025
Avg. rate spread
+0.46 pp
vs. market benchmark
99.6% approved
0.4% denied

Share of 724 New Jersey applications Lakeview Community Capital approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.

Approval rate by loan type

Conventional99.4% of 164 · NJ 87%FHA99.6% of 476 · NJ 79%VA100.0% of 84 · NJ 80%

“NJ” = the statewide average approval rate for that loan type, for comparison.

Approval rate over time

92%94%96%98%100%100%99%100%100%99%20212022202320242025

Pricing

Adjusting for its loan-type mix, Lakeview Community Capital’s rates ran -0.20 pp lower than the typical New Jersey lender (average rate spread +0.46 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.

Who Lakeview Community Capital approves

By income
Under $50k100.0% · 322$50–75k100.0% · 50$75–100k100.0% · 56$100–150k98.6% · 69$150–250k100.0% · 39
By debt-to-income
Under 36%98.8% · 8436–43%100.0% · 6743–50%100.0% · 109Over 50%100.0% · 65
By down payment (LTV)
20%+ down100.0% · 35010–20% down97.4% · 765–10% down100.0% · 1293–5% down98.9% · 94Under 3% down100.0% · 74

Why Lakeview Community Capital denied applications

Other67% of denialsCollateral (value/type)33% of denials

Where Lakeview Community Capital lends in NJ

CountyDecisionsApproval
Burlington County69100.0%
Essex County68100.0%
Union County62100.0%
Middlesex County57100.0%
Camden County5698.2%
Bergen County5098.0%
Passaic County37100.0%

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Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Lakeview Community Capital (LEI 5493005EYZOUVJUXAX38). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →