Ivy Mortgage, Inc.
Fulton, MD · What the federal mortgage record shows about how Ivy Mortgage, Inc. treated New Jersey applicants, 2018–2025 — 641 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 641 New Jersey applications Ivy Mortgage, Inc. approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Ivy Mortgage, Inc.’s rates ran -0.26 pp lower than the typical New Jersey lender (average rate spread -0.04 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Ivy Mortgage, Inc. approves
Why Ivy Mortgage, Inc. denied applications
Where Ivy Mortgage, Inc. lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Hudson County | 206 | 97.6% |
| Somerset County | 89 | 100.0% |
| Bergen County | 75 | 97.3% |
| Essex County | 53 | 100.0% |
| Union County | 52 | 100.0% |
| Middlesex County | 50 | 98.0% |
| Mercer County | 48 | 97.9% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Ivy Mortgage, Inc.’s home-purchase originations — 0.77 points lower than the 1.93% New Jersey median. Typical lender credit toward costs: $1,250. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Ivy Mortgage, Inc. to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Ivy Mortgage, Inc. (LEI 5493002G4JO4BZ22MC13). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →