Filo Mortgage, Llc
West Conshohocken, PA · What the federal mortgage record shows about how Filo Mortgage, Llc treated New Jersey applicants, 2018–2025 — 403 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 403 New Jersey applications Filo Mortgage, Llc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Filo Mortgage, Llc’s rates ran -0.29 pp lower than the typical New Jersey lender (average rate spread -0.01 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Filo Mortgage, Llc approves
Why Filo Mortgage, Llc denied applications
Where Filo Mortgage, Llc lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Middlesex County | 50 | 80.0% |
| Bergen County | 44 | 93.2% |
| Camden County | 43 | 90.7% |
| Essex County | 31 | 90.3% |
| Ocean County | 25 | 84.0% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Filo Mortgage, Llc’s home-purchase originations — 0.44 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $1,468. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Filo Mortgage, Llc to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Filo Mortgage, Llc (LEI 254900TG14TB8RKS3U42). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →