The Mortgage Record
Lender report card · New Jersey

Evesham Mortgage, Llc

Marlton, NJ · What the federal mortgage record shows about how Evesham Mortgage, Llc treated New Jersey applicants, 2018–2025 — 3,352 reported decisions. This is historical behavior, not a prediction about your loan.

Approval rate
96.7%
3,240 approved
Denial rate
3.3%
112 denied
Decisions
3,352
2018–2025
Avg. rate spread
+0.59 pp
vs. market benchmark
96.7% approved
3.3% denied

Share of 3,352 New Jersey applications Evesham Mortgage, Llc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.

Approval rate by loan type

Conventional97.8% of 2,418 · NJ 87%FHA93.8% of 775 · NJ 79%VA89.8% of 88 · NJ 80%USDA95.8% of 71 · NJ 87%

“NJ” = the statewide average approval rate for that loan type, for comparison.

Approval rate over time

91%93%95%97%99%94%94%100%96%2018201920202021

Pricing

Adjusting for its loan-type mix, Evesham Mortgage, Llc’s rates ran +0.20 pp higher than the typical New Jersey lender (average rate spread +0.59 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.

Who Evesham Mortgage, Llc approves

By income
Under $50k95.3% · 358$50–75k94.7% · 714$75–100k97.0% · 661$100–150k97.5% · 810$150–250k98.2% · 613$250k+96.9% · 195
By debt-to-income
Under 36%98.4% · 1,41536–43%97.0% · 86743–50%95.7% · 794Over 50%89.6% · 269
By down payment (LTV)
20%+ down98.1% · 1,45910–20% down97.7% · 3015–10% down97.1% · 3063–5% down95.9% · 243Under 3% down96.4% · 193

Why Evesham Mortgage, Llc denied applications

Debt-to-income ratio28% of denialsCollateral (value/type)27% of denialsCredit history14% of denialsUnverifiable information9% of denialsEmployment history8% of denialsInsufficient cash to close6% of denials

Where Evesham Mortgage, Llc lends in NJ

CountyDecisionsApproval
Burlington County92497.2%
Ocean County70596.9%
Camden County69897.9%
Gloucester County26395.4%
Atlantic County13795.6%
Monmouth County13798.5%
Cape May County12199.2%
Union County6992.8%

Fees & closing costs

Median total loan costs
$4,878
home purchase
As % of loan
2.56%
NJ median 1.93%
Priced originations
2,039
with fee data

Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Evesham Mortgage, Llc’s home-purchase originations — 0.63 points higher than the 1.93% New Jersey median. Typical lender credit toward costs: $250. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →

Compare Evesham Mortgage, Llc to other lenders for your profile

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Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Evesham Mortgage, Llc (LEI 254900R61QS4BG30IS52). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →