Equity Now Inc
Mamaroneck, NY · What the federal mortgage record shows about how Equity Now Inc treated New Jersey applicants, 2018–2025 — 533 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 533 New Jersey applications Equity Now Inc approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Equity Now Inc’s rates ran -0.05 pp lower than the typical New Jersey lender (average rate spread +0.22 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Equity Now Inc approves
Thin.
Why Equity Now Inc denied applications
Where Equity Now Inc lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Bergen County | 131 | 47.3% |
| Essex County | 70 | 47.1% |
| Hudson County | 58 | 48.3% |
| Middlesex County | 47 | 42.6% |
| Monmouth County | 46 | 73.9% |
| Morris County | 35 | 57.1% |
| Union County | 29 | 41.4% |
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Equity Now Inc (LEI 549300HNL0XN9S0MZM92). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →