Bogota Savings Bank
Teaneck, NJ · What the federal mortgage record shows about how Bogota Savings Bank treated New Jersey applicants, 2018–2025 — 540 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 540 New Jersey applications Bogota Savings Bank approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Bogota Savings Bank’s rates ran -0.26 pp lower than the typical New Jersey lender (average rate spread -0.04 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Bogota Savings Bank approves
Why Bogota Savings Bank denied applications
Where Bogota Savings Bank lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Bergen County | 216 | 80.6% |
| Monmouth County | 140 | 93.6% |
| Ocean County | 58 | 89.7% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Bogota Savings Bank’s home-purchase originations — 0.61 points lower than the 1.93% New Jersey median. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Bogota Savings Bank to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Bogota Savings Bank (LEI 5493008RQ8SRLTLRWX62). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →