American Airlines Federal Cred
Fort Worth, TX · What the federal mortgage record shows about how American Airlines Federal Cred treated New Jersey applicants, 2018–2025 — 207 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 207 New Jersey applications American Airlines Federal Cred approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, American Airlines Federal Cred’s rates ran -0.27 pp lower than the typical New Jersey lender (average rate spread -0.04 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who American Airlines Federal Cred approves
Why American Airlines Federal Cred denied applications
Where American Airlines Federal Cred lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Union County | 32 | 71.9% |
| Essex County | 29 | 55.2% |
| Middlesex County | 28 | 75.0% |
| Bergen County | 25 | 84.0% |
Compare American Airlines Federal Cred to other lenders for your profile
Enter your income, county, DTI and down payment to see who approves borrowers like you.
Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by American Airlines Federal Cred (LEI 5493004RLLKTQS8K7U51). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →