Best lenders for investment property in Somerset County, NJ
Buying a rental or investment property is underwritten differently than a home you'll live in. Not every lender is comfortable with it. Based on 790 investment-property home-purchase decisions in Somerset County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For investment-property buyers in Somerset County, lenders approved 89.2% — 3 points below the 92% all-buyer average in the county.
Top lenders for investment-property buyers in Somerset County
Lenders with 25+ investment-property buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Nj Lenders Corp Little Falls, NJ | 97.5% | 40 | 1 | — |
| American Federal Mortgage Corporation Chester, NJ | 96.9% | 32 | 1 | +0.55 pp |
| Rocket Mortgage Detroit, MI | 90.3% | 103 | 10 | +0.73 pp |
| Pulte Mortgage Llc Denver, CO | 92.3% | 26 | 2 | +0.27 pp |
| Wells Fargo Bank Na Minneapolis, MN | 74.5% | 47 | 12 | +0.72 pp |
Why investment-property buyers were denied here
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Best investment-property lenders in other NJ counties
Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, investment-property buyers in Somerset County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →