Best lenders for investment property in Cape May County, NJ
Buying a rental or investment property is underwritten differently than a home you'll live in. Not every lender is comfortable with it. Based on 1,031 investment-property home-purchase decisions in Cape May County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For investment-property buyers in Cape May County, lenders approved 91.7% — 1 points below the 92% all-buyer average in the county.
Top lenders for investment-property buyers in Cape May County
Lenders with 25+ investment-property buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Oceanfirst Bank Toms River, NJ | 96.2% | 159 | 6 | +0.82 pp |
| Caliber Home Loans, Inc. Fort Washington, PA | 98.4% | 62 | 1 | +0.92 pp |
| Prosperity Home Mortgage, Llc Chantilly, VA | 96.7% | 60 | 2 | — |
| Firstrust Savings Bank Horsham, PA | 97.3% | 37 | 1 | +0.66 pp |
| Greentree Mortgage Company, L.p. Gibbsboro, NJ | 97.2% | 36 | 1 | +0.85 pp |
| Rocket Mortgage Detroit, MI | 89.4% | 66 | 7 | +0.70 pp |
| Advisors Mortgage Group, Llc Ocean, NJ | 92.1% | 38 | 3 | — |
| Movement Mortgage, Llc Indian Land, SC | 90.7% | 43 | 4 | +0.87 pp |
| Wells Fargo Bank Na Minneapolis, MN | 78.1% | 64 | 14 | +0.49 pp |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, investment-property buyers in Cape May County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →