Sirva Mortgage, Inc.
Seven Hills, OH · What the federal mortgage record shows about how Sirva Mortgage, Inc. treated New Jersey applicants, 2018–2025 — 223 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 223 New Jersey applications Sirva Mortgage, Inc. approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Sirva Mortgage, Inc.’s rates ran -0.22 pp lower than the typical New Jersey lender (average rate spread +0.02 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Sirva Mortgage, Inc. approves
Why Sirva Mortgage, Inc. denied applications
Where Sirva Mortgage, Inc. lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Morris County | 56 | 94.6% |
| Somerset County | 31 | 100.0% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Sirva Mortgage, Inc.’s home-purchase originations — 1.48 points lower than the 1.93% New Jersey median. Typical lender credit toward costs: $96. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Sirva Mortgage, Inc. to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Sirva Mortgage, Inc. (LEI 549300KQHWNSVCE2MY88). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →