Princeton Federal Credit Union
Princeton, NJ · What the federal mortgage record shows about how Princeton Federal Credit Union treated New Jersey applicants, 2018–2025 — 273 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 273 New Jersey applications Princeton Federal Credit Union approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Princeton Federal Credit Union’s rates ran +0.16 pp higher than the typical New Jersey lender (average rate spread +0.38 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Princeton Federal Credit Union approves
Why Princeton Federal Credit Union denied applications
Where Princeton Federal Credit Union lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Mercer County | 167 | 92.8% |
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Princeton Federal Credit Union’s home-purchase originations — 0.11 points lower than the 1.93% New Jersey median. Typical lender credit toward costs: $44. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Princeton Federal Credit Union to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Princeton Federal Credit Union (LEI 549300J1354ZHZC8JP58). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →