Credit Union Mortgage Associat
Fairfax, VA · What the federal mortgage record shows about how Credit Union Mortgage Associat treated New Jersey applicants, 2018–2025 — 202 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 202 New Jersey applications Credit Union Mortgage Associat approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Pricing
Adjusting for its loan-type mix, Credit Union Mortgage Associat’s rates ran -0.49 pp lower than the typical New Jersey lender (average rate spread -0.26 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Credit Union Mortgage Associat approves
Why Credit Union Mortgage Associat denied applications
Fees & closing costs
Median lender and third-party costs (the Loan Estimate’s “total loan costs”) on Credit Union Mortgage Associat’s home-purchase originations — 0.12 points lower than the 1.93% New Jersey median. Typical lender credit toward costs: $500. Excludes prepaid taxes/insurance and escrow deposits. Fees are reported on roughly two-thirds of originations (small lenders are exempt). Methodology →
Compare Credit Union Mortgage Associat to other lenders for your profile
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Credit Union Mortgage Associat (LEI 549300DNWSJUNAWUM003). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →