Beneficial Bank
Philadelphia, PA · What the federal mortgage record shows about how Beneficial Bank treated New Jersey applicants, 2018–2025 — 254 reported decisions. This is historical behavior, not a prediction about your loan.
Share of 254 New Jersey applications Beneficial Bank approved vs. denied. Excludes loans it merely purchased on the secondary market, and applications withdrawn or left incomplete.
Approval rate by loan type
“NJ” = the statewide average approval rate for that loan type, for comparison.
Approval rate over time
Not enough data.
Pricing
Adjusting for its loan-type mix, Beneficial Bank’s rates ran +0.21 pp higher than the typical New Jersey lender (average rate spread +0.44 pp above the market benchmark). Rate spread is APR minus the average prime offer rate; positive means costlier than the low-risk benchmark.
Who Beneficial Bank approves
Thin.
Why Beneficial Bank denied applications
Where Beneficial Bank lends in NJ
| County | Decisions | Approval |
|---|---|---|
| Burlington County | 189 | 64.0% |
| Camden County | 28 | 60.7% |
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Open the approval tool →Source: CFPB HMDA loan-level data, 2018–2025 · first-lien, closed-end mortgages on 1–4 family homes in New Jersey reported by Beneficial Bank (LEI EBUZWPCV9RVYQNH5Q559). Rates describe past reported outcomes for the lender’s applicant pool and are not a prediction for any individual. Methodology →