Best lenders for manufactured homes in Middlesex County, NJ
Manufactured and mobile homes are a distinct, underserved lending market — a minority of lenders do meaningful volume, and approval varies widely. Based on 1,155 manufactured-home home-purchase decisions in Middlesex County reported to the federal government, 2018–2025 — ranked by how often each lender actually approved, adjusted for sample size.
For manufactured-home buyers in Middlesex County, lenders approved 37.8% — 51 points below the 89% all-buyer average in the county.
Top lenders for manufactured-home buyers in Middlesex County
Lenders with 25+ manufactured-home buyers decisions here, ranked by a sample-size-adjusted approval rate.
| Lender | Approval | Decisions | Denied | Avg. rate spread |
|---|---|---|---|---|
| Centier Bank Merrillville, IN | 91.2% | 57 | 5 | +3.61 pp |
| Baycoast Bank Swansea, MA | 75.0% | 28 | 7 | +3.14 pp |
| Triad Financial Services, Inc. Jacksonville, FL | 46.1% | 271 | 146 | +3.22 pp |
| Tammac Holdings Corporation Wayne, PA | 45.5% | 33 | 18 | +3.15 pp |
| First Credit Corporation Of Ny, Inc. Gloversville, NY | 27.3% | 543 | 395 | +2.70 pp |
| 21ST Mortgage Knoxville, TN | 28.1% | 89 | 64 | +4.62 pp |
| Priority Funding Llc Northboro, MA | 0.0% | 55 | 55 | — |
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Source: CFPB HMDA data, 2018–2025 · first-lien home-purchase mortgages on 1–4 family homes, manufactured-home buyers in Middlesex County, NJ. Rankings describe past approval behavior, not a prediction for your loan. Methodology →